Capital
Preservation
Consistent
Income
Deal Size

Capital Preservation

Prudent underwriting standards emphasizing cost basis with identifiable downside protection

Consistent Income

Investors can exercise the option for interest income paid monthly to create cash flow from their preferred senior-secured position.

Deal Size

Small loans ($100k – $1.5M) are more efficient, offering attractive investment opportunities

Investment Approach

Capital Insiders was founded with a focus on capital preservation and consistent income. Our investment strategy is predicated on a value-based approach to generate constant and conservative risk-adjusted returns.

Capital Insiders’ team originates, underwrites and services private, first-lien commercial real estate loans to proven real estate investors, landlords, builders and developers. Loans are secured by a diverse portfolio of real estate at a maximum loan-to-value ratio of 70%.

Institutional Quality

Audit and Accounting reports are available to our Investors at any time. – Capital Insiders exclusively works with top-tier audit and accounting firms in the US who have a comprehensive understanding of our business model. These firms have the expertise and extensive knowledge of all accounting and tax aspects of real estate investments, and commercial lending which is necessary in successfully navigating our highly regulated industry.

Experience

Before becoming a private real estate lender, our founder Emiliano Zapata spent over 20 years in the real estate development and construction industry. Because of his experience and insight, he has built an “Insiders” team of qualified, devoted individuals and strategic partners who are able to provide significant value to our clients and their projects. Over the years, Mr. Zapata has developed extensive market knowledge and invaluable skills in the areas of commercial lending and structured finance.

Risk Mitigation

• First-Lien Deed of Trust Only
• Full recourse
• 70% LTV (Max.)
• Lending to Proven Real Estate Investors
• Short term loans
• Small loan deal size ($100K - $1.5M), a very small % of the Fund
• Lending through diverse type of properties on both, Residential and Commercial
• We service all loans that are extended to our borrowers, so we can closely monitor asset quality

Performance

Target Returns	10%+ net annual return*
Preferred Returns	8% net annual return*
Average Returns	9%-12% net annual return*
Distributions	Preferred return paid Monthly EDC paid Quarterly

Fund I

Fund I’s investment objective is to generate current income by originating and/or acquiring short-term real estate loans, secured in first position, on residential and commercial investment properties across Texas.

Fund I provides investors a diversified real estate loan portfolio that generates current interest income, while placing emphasis on capital preservation, which is driven by appropriate loan-to-value (LTV) and short-term nature of the loans.

Learn More

Fund Overview

Company	Capital Insiders Fund I, LLC
Fund Type	Reg D 506(c)
Investments	Private Real Estate Lending / First-Lien Deed of Trust Only
Asset Types	Commercial / Multifamily / Residential Investment
Maximum Offering	$100 MM
Inception Date	March 25, 2020
Fund Term	Open-Ended (Evergreen)
Investory Eligibility	Accredited Investor
Miminum Investment	$100,000
IRA Investment Option	Yes
Option to Compound	Yes
Holding Commitment Term	24 Months
Redemptions	90-day Notice
Target Returns	10%+net annual return*
Preferred Return	8% net annual return*
Average Returns	9%-12% net annual return*
Distributions	Preferred Return and EDC paid Quarterly
EDC Split	70% Investors / 30% Manager
Management Fee	1.5%
Fund Administrator	Third-Party Fund Administrator
Audit	Spiegel Accounting

*Investing in

Invest

All our investments are secured by Real Estate. First-Lien Deed of Trust Only.
The average returns for investors are between 9% and 12%.