This is a great short-term financing solution for investors looking to grow their business by purchasing and rehabbing properties, with the objective to sell or refinance upon completion.
Although Fixing and flipping homes is a great source of income, sometimes it can be difficult to find the right lenders. In order to renovate a home and flip it for a profit, you need more than just capital, you need a team who can help throughout the process, from start to finish. Capital Insiders’ team can assist you to achieve your goals.
Hard money construction loans are frequently used to finance residential or commercial new construction projects. Typical construction loans run for six to twelve months, require interest-only payments – that are often bundled into the loan itself – and are funded in installments that follow a predetermined schedule of milestones. At Capital Insiders, we understand the needs of builders and developers and know timelines don’t often go as planned. Construction loans are repaid when the work is complete, and the property is either sold or refinanced.
Smart, seasoned investors generate recurring monthly revenue through rental properties. Taking advantage of the best rental properties in your area requires fast access to funding, not only to purchase the property but to make the required repairs and capital improvements that allow you the greatest return on your investment.
Our Rental program is designed to let experienced investors cut through the red tape to access the funding they need for the best rental properties – sometimes in less than a week! Our clients need and deserve a personalized rental property loan process that results in certainty of closing with fewer delays and less hassles.
Bridge loans are used as a temporary source of capital until a more traditional source can be secured.
Our bridge loan program is a great short-term financing solution for investors looking for additional time to stabilize a property for an upcoming refinance or sale.
Why would someone want to use a bridge loan?
Developer: Needs capital to continue construction or development while waiting for equity financing to close.
Investor: Purchases an apartment complex and requires funds for renovation/operation while locating renters.
Buyer: Needs funds ASAP to purchase a prime piece of property.
We offer an array of commercial real estate loans to meet the individual needs and investment goals of borrowers, both for investment and owner-occupied commercial properties. We have the financing solution for your project, no matter the size or the specifics.
Cash-out refinance loans on commercial and residential real estate for business purposes are one of the most common loan scenarios we see today.
With traditional lenders limited to strict loan parameters, we at Capital Insiders, focus on equity over borrower financials. This gives the borrower the liquidity needed for their individual situation. Our underwriting guidelines for cash-out refinance loans focus on equity, not borrower credit. We have originated cash-out refinance loans for borrowers with low credit scores, prior bankruptcies, and foreclosures. If a bank turns you down for a cash-out or refinance loan, call us!
Capital Insiders’ team provides its clients a broad range of financing alternatives for the acquisition of notes and other debt instruments secured by commercial real estate.
Our team negotiates financing to support note acquisitions, one of the most efficient strategies for commercial real estate investment at specific points in the real estate cycle.
We have arranged note acquisition loans for investors purchasing mortgages as a means of accessing the underlying real estate as well as those purchasing loans for investment purposes.